Barring unexpected outside events in the world the investment season slows mid-summer due to lower trading volumes. Family holidays take center stage, kids and grandkids are out of school and typically require a stream of constant entertainment. Stock markets tend to have less directional conviction and can often slump lower due to a lack of investment interest. For long-term investors, this also creates a great opportunity to rethink asset allocation or add in lump sum investments to TFSA’s RRSP’s and RESP’s. Seasonal trends offer opportunities and can add a few extra points to long-term investment returns.